The Co-operative Bank of Kenya Limited ( 2016 Presentation

first_imgThe Co-operative Bank of Kenya Limited ( listed on the Nairobi Securities Exchange under the Banking sector has released it’s 2016 presentation For more information about The Co-operative Bank of Kenya Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the The Co-operative Bank of Kenya Limited ( company page on AfricanFinancials.Document: The Co-operative Bank of Kenya Limited (  2016 presentation Company ProfileThe Co-Operative Bank of Kenya Limited is a financial services institution offering banking products and services for the retail banking and wholesale banking sectors in Kenya. Its full-service offering ranges from transactional banking products to access accounts, LPO financing, invoice discounting services, term loans, asset finance and letters of credit. The company also provides medical, motor, general, life, agriculture and micro-business insurance as well as treasury products, fixed income and money market products and money transfer services. The Co-Operative Bank of Kenya was founded in 1965 and its head office is in Nairobi, Kenya. The company is a subsidiary of Co-op Holdings Co-operative Society Limited. The Co-Operative Bank of Kenya Limited is listed on the Nairobi Securities Exchangelast_img read more

3 reasons why I’d buy FTSE 100 shares today to beat the State Pension and retire early

first_img Image source: Getty Images Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997” Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Peter Stephens has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The State Pension age is set to rise to 67 over the next decade. Further rises would be unsurprising in the long run, since increasing life expectancy and an uncertain economic outlook could mean the political consensus focuses on reducing the cost of retirement benefits.Alongside a rising State Pension age, the low level of payment to retirees means having a second income is highly important for most people. The State Pension currently amounts to just £8,767 per year, which is unlikely to provide financial freedom in older age.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…As such, with the FTSE 100 offering a strong track record of growth, low valuations and an opportunity to diversify, now could be the right time to start building a retirement portfolio to help you beat the State Pension.Track recordWhile having cash savings and investing in bonds may have been worthwhile in the past, low interest rates mean the FTSE 100 could offer significantly higher returns in the coming years. It has recorded an annualised total return of around 9% since its inception in 1984. With cash savings and bonds currently offering returns struggling to beat inflation in many cases, their potential to catalyse your retirement portfolio seems to be slim.Of course, the FTSE 100 may experience periods of decline in the coming years. Risks such as Brexit, US political uncertainty, and geopolitical challenges in the Middle East may hold back investor sentiment and could produce paper losses for investors. But adopting a buy-and-hold strategy could lead to high returns, with the index’s track record showing it has always recovered from its lows to post new highs.Low valuationsAt present, the FTSE 100 appears to offer good value for money. It currently yields around 4.4%, which is above its long-term average. This suggests there’s a wide margin of safety on offer, and that the index may produce stronger total returns than it has done in the recent past.Attractive valuations also suggest investors may be able to lower their overall risks, since many of the uncertainties facing the world economy appear to be priced in to FTSE 100 stocks’ valuations. This could mean the risk of losing money is relatively limited, since investors may already be expecting a difficult period in the near term that’s currently reflected in lower valuations across the FTSE 100.Diversification potentialWith the UK facing a transitional period as it leaves the EU, diversifying across the global economy could be a good idea when it comes to building your retirement portfolio. The FTSE 100 currently generates around two-thirds of its income from outside the UK, which means investing in it could reduce your overall risk and enable you to benefit from strong growth rates in emerging economies. This could further improve your returns and help you to beat the State Pension and retire early.center_img Our 6 ‘Best Buys Now’ Shares See all posts by Peter Stephens Enter Your Email Address I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. 3 reasons why I’d buy FTSE 100 shares today to beat the State Pension and retire early Peter Stephens | Saturday, 8th February, 2020 last_img read more

Closely contested deciding round in store for the 2014 RBS Six Nations

first_imgFriday Mar 14, 2014 Closely contested deciding round in store for the 2014 RBS Six Nations It has been quite some time since the hotly contested Six Nations Championship has produced such an evenly matched table at round five. As a result, a three-way-draw now exists at the top of the table, between Ireland, England and France. This has led many pundits to proclaim 2014’s championship as one of the closest, most open-ended in recent years. Whilst it is anyone’s guess as to who will emerge victorious, the outcome of the battle to avoid the dreaded wooden spoon looks likely to be decided already, with a shell-shocked Italian squad producing zero points in the run-up to their match vs England this weekend.For high quality Rugby Boots and Rugby Balls visit What to expect in the final roundAs the much-anticipated fifth week of the contest looms large,  rugby fans everywhere are bracing themselves for a hard-hitting showdown between these evenly matched titans of international  rugby.IrelandHaving cast aside memories of their closely contested defeat at the hands of a strong England side, the Ireland squad have certainly shaken off the cobwebs and found their feet again…After their 46 – 7 victory against a floundering Italian squad, this energised Irish team will certainly be looking to carry their upwards momentum into the closing stage of the championship, as they prepare to face-off against France this weekend.Some commentators have speculated that this could be the year in which Ireland knocks the defending champions from their podium: An achievement which would prove to be particularly sweet for Brian O’Driscoll, given that this will be his final Six Nations Championship prior to retirement.If Ireland can replicate their crushing 1st and 2nd round victories (which the squad dished out in top-form against Scotland and Wales) for their upcoming match against France this weekend, 2014 could indeed be the year which marks a new era for Irish rugby.EnglandDespite holding the highest world ranking of the teams which are currently competing in the six nations, the England squad have, so far, achieved a mostly favourable, but far from flawless set of results over the course of this championship’s first four rounds. Following on from their defeat at the Stade de France, England managed to prove their worth by achieving a convincing victory over their old rivals, Scotland.  Maintaining their upwards trajectory, England narrowly defeated an incredibly strong Ireland squad to much fanfare at Twickenham before facing off against the defending champions, Wales – a match which produced yet another win, this time with an impressive 29 – 18 result.With so many victories over the course of this tournament, the English are looking strong in the build up to this weekend’s match against Italy. Wales After suffering a crushing 2nd round defeat at the Aviva Stadium from the hands of an impressive Ireland squad, much criticism was directed toward the defending champions’ tactics as they readied themselves for a bruising match against the always-formidable French side.Much to the delight of their fans at the Millennium Stadium, Wales answered their critics with an explosive 27-6 victory, but then slumped into a downward spiral at Twickenham, as an increasingly powerful England side hit the defending champions with a 29 – 18 defeat.Welsh fans will be hoping for a victory against Scotland this weekend at the Millennium Stadium, even if they are now no longer playing for the title.FrancePrior to their recent match against Wales, the French squad were shaping up to be the darlings of the 2014 Six Nations Championship: Fresh from a first-week win against England, delight soon turned to despair, as an uncharacteristically weak French squad followed up a tough match against Italy with a third-round thrashing at the hands of Wales.All eyes were on France in the fourth round of the championship as they went on to face Scotland at Murrayfield: And despite emerging victorious, many French fans felt that the result was a little too close for comfort, as defiant Scots poked holes in their defence throughout the second half of the match.With everything to play for, this weekend’s pairing against Ireland at the Stade de France promises some electrifying rugby between two titans of the modern game. The wooden spoon dodgersFighting for the right to hold their heads high and avoid the dubious honour of being 2014’s wooden-spoon holders, these two forces in international rugby look set to duke it out with gusto as we move into round 5.ScotlandIn the run-up to the fifth stage of the championship, things are not looking at their best for the boys in blue: A last-gasp effort from Duncan Weir at the close of Scotland’s victorious 3rd round match against Italy helped to reverse a pattern of crushing losses, whilst a strong performance against France demonstrated that the side still has some fight left in them.But with the menacing figure of Wales looming in the distance, Scotland will have to pull out all the stops to do their nation proud this weekend.Italy Despite the fact that they are still relative newcomers to the Six Nations championship (this year marks their 14th championship), Italy have made their presence felt over the years and it has now become impossible to imagine this sporting event without the presence of the Azzurri;Italy opened their campaign with a brave performance against Wales under the shadow of the Millennium Stadium, before following on to face France in the 2nd round: Both games resulted in defeat, but solid performances were given which the Italian squad could be proud of.Following a nail-biting defeat against Scotland and a more convincing thrashing at the hands of a powerful Irish squad, things are looking bleak for Italy, as they prepare to meet England in the 5th round, with no points to show for their efforts so far.ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Related Articles 81 WEEKS AGO scottish prop saves fire victim 84 WEEKS AGO New Rugby X tournament insane 112 WEEKS AGO Vunipola stands by his comments supporting… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedUrologists Stunned: Forget the Blue Pill, This “Fixes” Your EDSmart Life ReportsYou Won’t Believe What the World’s Most Beautiful Girl Looks Like TodayNueeyGranny Stuns Doctors by Removing Her Wrinkles with This Inexpensive TipSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living30+ Everyday Items with a Secret Hidden PurposeNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

House Among Trees / Martín Fernández de Lema, Nicolás Moren…

first_imgSave this picture!© Gustavo Sosa Pinilla+ 43 Share “COPY” Argentina CopyHouses•Villa Gesell, Argentina Architects: Martín Fernández de Lema, Nicolás Moreno Deutsch Area Area of this architecture project House Among Trees / Martín Fernández de Lema, Nicolás Moreno DeutschSave this projectSaveHouse Among Trees / Martín Fernández de Lema, Nicolás Moreno Deutsch ShareFacebookTwitterPinterestWhatsappMailOr Clipboard CopyAbout this officeMartín Fernández de Lema, Nicolás Moreno DeutschOfficeFollowProductsWoodGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesDabasWoodHousesVilla Gesell3D ModellingArgentinaPublished on February 12, 2010Cite: “House Among Trees / Martín Fernández de Lema, Nicolás Moreno Deutsch” 12 Feb 2010. ArchDaily. Accessed 12 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogSinkshansgroheBathroom Mixers – Talis SVinyl Walls3MExterior Vinyl Finish – DI-NOC™ Solid ColorPartitionsSkyfoldRetractable Walls – Stepped & Sloped SpacesDining tablesZeitraumWood Table – TautBathroom AccessoriesBradley Corporation USARoll Towel Dispenser – Electronic TouchlessWoodLunawoodThermowood FacadesAluminium CompositesSculptformClick-on Battens in Victoria GardensMetal PanelsLongboard®Metal Ceilings – DauntlessWoodStructureCraftEngineering – Mass TimberPanels / Prefabricated AssembliesULMA Architectural SolutionsPerforated Facade PanelFiber Cements / CementsDuctal®Rainscreen Cladding Panels for Lightweight Facades in Apartment BlockBricksAcme BrickModular Size BrickMore products »Read commentsSave想阅读文章的中文版本吗?树间住宅 / Martín Fernández de Lema, Nicolás Moreno Deutsch是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Photographs:  Gustavo Sosa PinillaText description provided by the architects. The landscape of Mar Azul, a seaside resort near Villa Gesell and 400 km from Buenos Aires, is full of thick forest of different kinds of pine trees, acacias and black poplars as well as wide areas of dunes and virgin beaches.Save this picture!The local construction code demands free space at both sides and limits the extraction of trees. The future owners –a couple that will change their boat for a house in the forest- requested that great care should be taken to preserve the natural conditions of the plot of land and to profit as much as possible from the natural qualities. Save this picture!© Gustavo Sosa PinillaSo, the house turned into a habitable dock, which emerges from the ground to see the landscape surrounding. It takes place on two levels, a level which emerges from the earth serves as a plinth for private use, which organizes the rooms and defines a horizontal plane on which rests a pavilion on the upper level, which includes the social program with the living, dining room, grill and terrace, organized in a central area of use, with sides of circulation and services. Upstairs, one of these bands open circulation defines an access path between trees, from the street. A piece of concrete L-shaped opens this central area to the north, opening the forest view with large windows, and close to the southeast, with smaller windows, willing to visual height of a seated person. Save this picture!© Gustavo Sosa PinillaThe vertical support of this L is a wall of concrete formwork tables arranged horizontally to accentuate the dominant direction of the house, which is taking thickness and defines the circulation, support functions, linking both levels. The horizontal plane of the L is drilled, in the range of external access circulation, and traversed by trees, which seem to spring from the way of wooden boards treated pine.Project gallerySee allShow lessPylons of the future: Dancing with Nature / HDAArticlesAD Round Up: Projects in Turkey Part IArticles Sharecenter_img “COPY” House Among Trees / Martín Fernández de Lema, Nicolás Moreno Deutsch Houses Projects ArchDaily ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Area:  134 m² Photographslast_img read more

Irish Amnesty plays safe after boycott call

first_imgResponding, Amnesty said it was not promoting abortion as a universal right, but that women had a right to choose, particularly in cases of rape or incest. Amnesty’s Deputy Secretary-General Kate Gilmore severely criticised what she said was a ‘misrepresented account’ of the organisation’s position.She said: ‘If Cardinal Martino had been in Darfur and stood between rape victims as stones were being thrown at them, he would not talk again about whether or not Amnesty has the integrity to stand firm for human rights’.However, the Irish Section of Amnesty International has said it will not be implementing the organisation’s new policy. It was agreed that national sections of Amnesty could interpret the new policy in accordance with their own context. In 1996 the Catholic Church took a similar measure in cutting off aid to the UN children’s fund UNICEF. UNICEF was distributing a post-intercourse spermicide in refugee camps to teenage girls who had been raped. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 17 June 2007 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. Irish Amnesty plays safe after boycott callcenter_img  19 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Amnesty’s Irish section is staying neutral on the issue of abortion after the Vatican called on Catholics to withdraw their support for the organisation over its support for abortion in certain circumstances. Amnesty raised over ‚€1.6 million in Ireland in 2004. Roman Catholics have been advised to stop donating to the human rights group and the Vatican has announced that it is suspending all financial aid to Amnesty. The human rights organisation decided in April to involve itself in issues relating to abortion ‘to the extent that they are directly linked to the right to health and against violence against women’.As a result it has called for an end to the penalisation of women who have an abortion. Vatican Justice Minister Cardinal Renato Martino said that by taking its new stand on abortion, Amnesty had ‘disqualified itself as a defender of human rights’. Advertisement Tagged with: Irelandlast_img read more

TheGivingMachine handles its one millionth donation to good causes

first_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 TheGivingMachine handles its one millionth donation to good causes  41 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 The Giving Machine, the online shopping site that generates income for good causes throughout the UK, has handled its one millionth donation to schools and charities across the UK. The site, set up in 2007, has now raised over £695,000 from almost £26 million of sales at no extra cost to shoppers.Deloitte predicts that £5 billion will be spent online during the festive period. If this shopping was made via TheGivingMachine then it could raise £200 million for charities within that short time.Peter Holbrook, Chief Executive, Social Enterprise UK, the national body for businesses with a social mission, commented:“TheGivingMachine is a smart and simple way to get some of Britain’s biggest retailers to give a little back. Uniting businesses and consumers in support of social causes is critical at a time when living standards are worsening and inequality is on the rise”.Almost 800 stores participate in TheGivingMachine scheme, including Next, Amazon, John Lewis, Argos, M&S and Sainsbury’s. Over 6,300 schools and charities across the country have benefited through the site. Advertisementcenter_img Howard Lake | 20 December 2013 | News Tagged with: christmas Digital Research / statistics The Giving Machine Trading How it worksEvery purchase made generates a cash commission based on a percentage of the sale, paid by the retailer. TheGivingMachine then converts this into a charitable donation to pay towards shoppers’ chosen charities.TheGivingMachine converts 75% of commission income into donations, “the highest in its sector” it claims, and enables givers to support up to four causes of their choice.TheGivingMachine founder and managing director, Richard Morris, author of Givenomics, said:“One million donations is a real landmark for us and the growing community we serve. Shoppers are making a conscious decision to make a difference to something they care about. We’re changing the way we buy online.”He added that theGivingMachine is “the only not-for-profit, social enterprise using this affiliate marketing scheme to generate donations”. The organisation was awarded The Social Enterprise mark in 2011.The site was set up by four Hertfordshire fathers who met up on a Thursday night in the spring of 2006 and agreed to use their different business skills to benefit charities and schools rather than profits for shareholders.last_img read more

Mensaje a la Cumbre de los Pueblos

first_imgA nuestros hermanos y hermanas en la Cumbre de los Pueblos:El movimiento progresista y revolucionario en los EE.UU. se solidariza con la Cumbre de los Pueblos celebrándose en Panamá del 9-11 de abril. Nos solidarizamos con la Revolución Cubana, la Revolución Bolivariana de Venezuela y con todos los que luchan en contra del imperialismo en las Américas y a través del mundo.Rechazamos la campaña persistente de hostilidad por parte de Washington en contra de la soberanía de Venezuela y exigimos la revocación inmediata del decreto del Presidente Obama el 9 de marzo que declara a esa nación un “peligro” para la seguridad nacional de los EE.UU. En un país en que las vidas de negros son arrebatadas violentamente cada 28 horas por fuerzas del estado o represivas de manera completamente impune, los EE.UU. tiene absolutamente ninguna autoridad moral para emitir dicha declaración. Es en los EE.UU. en que existe una crisis permanente de los derechos humanos debido al asesinato de tantas personas jóvenes y de color.Por los tanto, desenmascaramos la completa hipocresía de los EE.UU. que dice que los derechos humanos son violados en Venezuela.En Venezuela, Leopoldo López, quien es responsable de la violencia suscitada en el atentado de golpe en contra del Presidente Maduro que dejó un saldo de 43 personas muertas, está recibiendo un trato muy bueno mientras es encarcelado por los crímenes que cometió, y tiene acceso a un gimnasio, computadora, visitas, etc. En contraste, en los EE.UU. al preso político Mumia Abu-Jamal, a quien se le ha fabricado un caso al ser injustamente acusado del asesinato de un policía y ha estado en prisión desde el 1982 por luchar en contra del racismo y la brutalidad policial, se le está negando un derecho básico: cuido de salud adecuado en un intento por el estado para asesinarlo.Como prisionero del Imperio, fue condenado a la muerte y fue solamente la lucha del pueblo que obligó al estado a cancelar la sentencia de muerte y trasladarlo con la población general de la prisión. Sin embargo, ahora el estado de Pensilvania insiste en ejecutarlo al negarle los servicios médicos que requiere.El 30 de marzo, Mumia Abu-Jamal sufrió una emergencia médica y fue llevado a la Unidad de Cuido Intensivo de un Centro Médico en Pottsville, PA. Cuando su familia y amigos descubren que su salud está deteriorando seriamente debido a la negligencia médica, inmediatamente viajaron al hospital para conocer mejor sobre su condición. Al principio, los miembros de su familia fueron negados el derecho de visitarlo y solo por medio de una campaña nacional exigiendo visitarlo fue que se logró este derecho.¡Salve la vida de Mumia!Deseamos pedir su respaldo para salvar la vida de Mumia.Fue solo el respaldo del pueblo lo que logró rescatar a Mumia de la condena a muerte. Y ahora necesitamos su respaldo para asegurar que el estado de Pensilvania no lo asesine a través de la negligencia médica.Solicitamos que la Cumbre de los Pueblos apruebe una resolución en apoyo a Mumia Abu-Jamal, exigiendo que reciba de manera inmediata la atención médica adecuada y que Mumia no sea ejecutado por medio del uso de la negligencia médica. Solo el pueblo y los movimientos unidos podrán detener la mano de Washington.¡Que viva la solidaridad internacional! ¡Que vivan los pueblos de las Américas!¡Fin al bloqueo en contra de Cuba!Obama: ¡Revoque la Orden Ejecutiva en contra de Venezuela y saquen las manos de Venezuela!¡Libertad para Mumia Abu-Jamal, Oscar López Rivera y para todos los presos políticos en los EEUU!Declaración emitida por el Centro Internacional de Acción: FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Socialist Demands for the COVID-19 Crisis

first_imgAs the COVID-19 pandemic continues to spread, the government’s response to the crisis has been criminally negligent, while capitalists would rather risk workers’ health than stop production for profit.As the ruling class shows itself to be incapable of addressing the crisis, how can we, as working class and oppressed people, organize to meet our needs? What demands can we put forward in response?Workers World Party proposes the following 10 demands – which are a work in progress based on the fluidity of the crisis – as an initial socialist response to COVID-19:Free healthcare for allNationalize the healthcare system under community control. Build emergency hospitalsFull pay, benefits and guaranteed income for allFood, housing, medical supplies, and utilities including internet for allSuspend rent, evictions, mortgages, utility shutoffs and ALL debtPrioritize resources for communities of color, migrants, LGBTQ2+ people, seniors, youth, people with disabilitiesEmpty prisons and detention centers. Shut down ICE. End racist attacksCommunity control. No cops. No military$2 Trillion to the workers, not the banksEnd U.S. wars, sanctions, and environmental destructionFacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Pasadena City College Noncredit Division to Offer New Green Landscaping and Gardening Certificate Program

first_imgEducation Pasadena City College Noncredit Division to Offer New Green Landscaping and Gardening Certificate Program By Gilbert Rivera, Publications Supervisor Published on Monday, October 12, 2015 | 2:31 am 0 commentsShareShareTweetSharePin it Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,PCC – EducationVirtual Schools PasadenaDarrell Done EducationHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Your email address will not be published. Required fields are marked * More Cool Stuff Community News Name (required)  Mail (required) (not be published)  Website  Top of the News center_img Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS HerbeautyThese Are 15 Great Style Tips From Asian WomenHerbeautyHerbeautyHerbeauty11 Ayurveda Heath Secrets From Ancient IndiaHerbeautyHerbeautyHerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeautyHerbeauty7 Most Startling Movie Moments We Didn’t Realize Were InsensitiveHerbeautyHerbeautyHerbeautyEverything You Need To Know About This Two-Hour ProcedureHerbeautyHerbeauty Subscribe Pasadena City College’s Noncredit Division is offering a new certificate program that will provide an opportunity for both gardeners and homeowners to improve their English communication skills, while introducing them to the concepts and techniques of eco-friendly and water-efficient landscaping and gardening, especially using native plants.Although thousands of area residents are trying to save water by turning their traditional lawns into more drought-tolerant landscapes, many of their gardeners do not have the experience necessary to plan and maintain these new gardens. Those that do have the knowledge may not speak English fluently and face language barriers in communicating with their homeowner clients.The class features guest speakers from public agencies, community-based nonprofits, and local landscaping businesses, including Theodore Payne Foundation for Wildflowers and Native Plants, Pasadena Water and Power, the City of South Pasadena, and the Chino Basin Water Conservation District.The students will take field trips to Rancho Santa Ana Botanic Garden and Huntington Gardens, and a tour of local model native plant gardens will be sponsored by the Theodore Payne Foundation.The current class includes students from Mexico, China, Korea and Indonesia.This free class meets twice a week, Tuesday and Thursday evenings, from 6:00 to 9:30 p.m. at the PCC Community Education Center. Enrollment is ongoing, and students may register at any time, as long as space is available.For more information, contact instructor Carolyn Corrie at (626) 585-3207 or email [email protected] Make a comment Business News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena First Heatwave Expected Next Week last_img read more

Is the Net-worth Sweep at the GSEs Constitutional?

first_img Tagged with: Donald Trump Fannie Mae Freddie Mac GSEs The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles in Daily Dose, Featured, Government, News, Secondary Market Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Is the Net-worth Sweep at the GSEs Constitutional?  Print This Post The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Previous: Fannie Mae Exec on Mortgage Servicing’s Digital Future Next: The Cost of Mortgage Innovation About Author: Krista F. Brock December 13, 2019 3,354 Views center_img Donald Trump Fannie Mae Freddie Mac GSEs 2019-12-13 Mike Albanese Two aspects of the Federal Housing Finance Agency (FHFA) are under debate and have been for some time. Now, the agency itself and the Trump administration are asking the Supreme Court to weigh in. GSE shareholders have been petitioning courts for years in regards to lost financial gains as a result of actions by the FHFA. Investors have been challenging the “net-worth sweep” that transfers all of Fannie Mae and Freddie Mac’s profits, beyond their required reserves, to the Treasury Department. The GSEs went under government conservatorship in 2008 during the height of the financial crisis. The FHFA has served as their conservator since. The net-worth sweep began in 2012 under the Obama administration and GSE shareholders have argued against it since. The GSEs received $191 billion in federal funding in 2008 and have since paid about $306 billion to the Treasury, according to Pro Publica. This fall, an appellate court decided that the FHFA did in fact “exceeded its statutory powers” in directing the GSEs to deliver their profits to the Treasury on an ongoing basis, according to JD Supra. The Trump administration is challenging that decision and is requesting the highest court to review the case in hopes of a reverse decision. The second FHFA debate is in regards to the constitutionality of the federal agency’s structure. The same shareholders who argue that the net-worth sweep is unconstitutional have challenged the FHFA’s structure. The FHFA is headed by a single director who can only be removed by the President of the United States or “for cause.” Some have argued this structure unconstitutional. The Fifth Circuit en banc ruled in September 2019 that this structure is in fact unconstitutional and removed the “for cause” clause of the leadership structure. The Trump administration and the FHFA itself have not challenged this decision. The Supreme Court has not yet decided whether it will hear the case in regards to the net-worth sweep.  Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Is the Net-worth Sweep at the GSEs Constitutional? Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and, MReport and She holds degrees in journalism and art from the University of Georgia. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribelast_img read more