Standard Chartered Bank Ghana Limited ( 2013 Annual Report

first_imgStandard Chartered Bank Ghana PLC ( listed on the Ghana Stock Exchange under the Banking sector has released it’s 2013 annual report.For more information about Standard Chartered Bank Ghana PLC ( reports, abridged reports, interim earnings results and earnings presentations, visit the Standard Chartered Bank Ghana PLC ( company page on AfricanFinancials.Document: Standard Chartered Bank Ghana PLC (  2013 annual report.Company ProfileStandard Chartered Bank Ghana PLC is a financial services institution in Ghana offering banking products and services to the retail, commercial and corporate, and institutional sectors. Its full-service product offering ranges from transactional accounts and electronic banking services to foreign exchange and currency accounts, trade and working capital solutions, international trade accounts and personal overdraft and unsecured loans. The company also provides bancassurance and asset protection services. Standard Chartered Bank Ghana PLC operates a network of 27 branches and 56 ATMS in the major towns and cities of Ghana. The company was founded in 1896 making it one of the oldest financial institutions in West Africa. Standard Chartered Bank Ghana PLC is a subsidiary of Standard Chartered Holdings (Africa) BV. Its head office is in Accra, Ghana. Standard Chartered Bank Ghana PLC is listed on the Ghana Stock Exchangelast_img read more

David Wallace – Munster and Ireland

first_img“If I don’t feel competitive any more or have the will to go out there and win then I may as well hang up my boots, but luckily that doesn’t seem to be the case. You can’t get too far ahead of yourself, just put one foot in front of the other and take little steps.” That is exactly what Ireland will be doing this autumn, too. “New Zealand are the team to beat, and I don’t think we need to do anything majorly different, although we can look at the tactical side and ways of attacking,” he says. “Any time you play them with Ireland you’ve a chance of being the first team to do it, but sometimes we get a little carried away with saying that. First you need to focus on getting everything right about your game and the result will take care of itself.“New Zealand lead the way on a lot of things; they’re on a pedestal and they’re up there to be knocked down. Richie’s probably the world’s best No 7, and if I’m lucky enough to be playing for Ireland then I’m always going to be up against the best in the world.”The last Test in the series will be played against Argentina, with whom Ireland have a fiery history. The two countries have taken turns in knocking each other out of World Cups, but Ireland came out on top in their last meeting in the autumn of 2008. Although the Pumas were beaten twice by Scotland in the summer, they went on to hammer France, and Wallace knows they can’t be underestimated.“They’re always a very difficult opposition and they’ve proved that playing us over the years. Any time you play Argentina you’re going to get a very physical game up front, and they’ll probably look to play a lot of territory; they’ve got a very strong kicking game.”Leinster’s Shane Jennings was quick to step up to the plate in Wallace’s absence against Australia, but all being well you’d expect the older man to run out with a seven on his back this month; Wallace is not ready to relinquish his place in the Ireland team just yet. LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS TAGS: Munster AN EARLY exit from Ireland’s summer tour Down Under proved to be the ideal tonic for David Wallace. The flanker returned home to Ireland for the birth of his second son, Harvey, missing the Test against Australia as a result.But the five-week break from the game also gave him some respite from an ongoing back injury, and left him feeling fit and refreshed.The same back injury has been troubling him since before last year’s Lions tour, perhaps a sign that ten years of top-level rugby are finally starting to take their toll. A series of injections has left him feeling a bit like a voodoo doll, but the latest treatment, in a new place in his back, seems to have done the trick – for the time being at least.This is welcome news for Declan Kidney as this month Ireland face South Africa, Samoa, New Zealand and Argentina at the new Aviva Stadium – and they will need their experienced stars to be on top form. Despite the gruelling nature of this autumn schedule, Wallace is relishing the chance to face the world’s best teams. “We’re getting a lot of high-quality games during this period, and the more you can play the likes of New Zealand, South Africa and Argentina, the more you improve and learn from it,” he says.“It’s brilliant to get a selection of those sort of teams playing us one after the other. Challenging, but brilliant.”Ireland have lost their last five games, to Scotland, the Barbarians, New Zealand, the Maori and Australia. But although Wallace was as disappointed as the next Irishman, he remains unconcerned about their recent poor form, claiming that it was the loss of just one game, against the Scots, that turned their season on its head. “The Scotland game was the one that really broke our season. If we’d won that last game of the Six Nations it wouldn’t have looked so bad,” he insists. “The New Zealand game was a strange one because we had the red card, a yellow card and a guy with a broken arm (John Muldoon) on the pitch at one stage, and New Zealand took full advantage. We nearly beat Australia in Australia and, especially with a lot of young guys coming through, they did well down there.”Now’s the time for a fresh start. Ireland open their campaign against South Africa on 6 November and will take confidence from the knowledge that the world champions not only grabbed the wooden spoon with both hands in the Tri-Nations, but have lost on their last three trips to Dublin.Next up are Samoa, who have defeated Ireland just once in four meetings, but it’s the match-up with New Zealand on 20 November that really gets Wallace’s blood pumping. Ireland have never beaten the All Blacks, but this current crop is champing at the bit in anticipation of having another chance, this time on home soil. Wallace, who will be up against Richie McCaw, insists that a win over New Zealand is not as out of reach as the odds suggest.last_img read more

Florida Hospital to launch pediatric liver transplant program

first_img Support conservation and fish with NEW Florida specialty license plate Share on Facebook Tweet on Twitter Save my name, email, and website in this browser for the next time I comment. The Anatomy of Fear Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 TAGSFlorida Hospital Previous articleVisit district lands but please don’t pick the berriesNext articleApopka sinks Buccaneers 26-14 Denise Connell RELATED ARTICLESMORE FROM AUTHOR Please enter your name here Please enter your comment! Focus on your Health LEAVE A REPLY Cancel reply You have entered an incorrect email address! Please enter your email address here Florida Hospital is pleased to announce it is developing a pediatric liver transplant program, which will provide much-needed services to children in Central and North Florida.Today, the only active pediatric liver transplant program in Florida is in Miami, causing children and their families to travel great distances — and out of state — for treatment.“We believe there is a critical need for children not just in Central Florida, but across our state, to have access to a liver transplant program that is close to home. Dozens of children and their families travel great distances for this treatment, and the overall care needed for liver transplant can last a long time,” said Dr. Rajan Wadhawan, chief medical officer at Florida Hospital for Children.The Agency for Health Care Administration today approved Florida Hospital’s request to develop the program.“We are grateful for the state’s approval and thank the Agency for Health Care Administration for recognizing this need,” Wadhawan said. “We are thrilled to move forward with bringing this life-saving service close to home for these families by building on world-class programs and services already in place at Florida Hospital for Children for kids who need highly complex care to restore them back to health.”Florida Hospital anticipates listing its first patients for the Orlando program in January.Overall, the Florida Hospital Transplant Institute (FHTI) is one of the busiest transplant centers in the state. It offers kidney, liver, kidney/pancreas, lung and heart transplants.The adult liver transplant program is one of the best, by outcomes, in the United States.“The liver is a complicated and essential organ,” said Dr. Thomas Chin, director of FHTI’s liver transplant program. “Liver transplants are unique because there are no machines or procedures that can replicate its functions. When the liver fails, transplant is often the only option.”The program will be part of the FHTI and will operate within Florida Hospital for Children, which offers programs and services including pediatric open heart surgery, pediatric kidney transplant and blood and marrow transplant for critically ill children with highly complex cases.“Florida Hospital has been committed to saving lives through our adult transplant programs for more than 40 years, and it is our goal to provide the same level of advanced and compassionate care to infants and children in our community,” said Florida Hospital Vice President Kari Vargas. “Our nationally recognized team is well-equipped with the skills, infrastructure and first-class facilities to perform pediatric liver transplants, and we look forward to providing this life-saving service to our community.”  From Florida Hospital Newslast_img read more

How to Decorate Simply for the Holidays (With Big Impact)

first_img Please enter your name here LEAVE A REPLY Cancel reply Share on Facebook Tweet on Twitter Support conservation and fish with NEW Florida specialty license plate TAGSChristmas Previous articleSwallowed by an anaconda? Do not panic!Next articleConstant Change Is Here To Stay Denise Connell RELATED ARTICLESMORE FROM AUTHOR You have entered an incorrect email address! Please enter your email address here Save my name, email, and website in this browser for the next time I comment. Christmas 2019By Lindsey Jackman of zillow.comFocus on these three areas to maximize your decor efforts.You may have dreams of decorating your home like it’s a display window at a fancy department store, but then reality strikes: You’ve still got gift shopping and wrapping to do, holiday parties to attend and host … not to mention your everyday life to live.Don’t get overwhelmed. Go for intentional minimalism. Some years, less is more.Simple decor can still have a big impact — not the least of which is relieving you of some holiday hustle and bustle. All you need to do is hone in on sprucing up three key areas in your home.Target your treeThe most obvious place to start is your Christmas tree. For an easy, fuss-free tree, go with a monochromatic color scheme.Metallic ornaments give your tree extra glitz and seasonal sparkle.Another option is to use all neutral colors so you don’t have to worry about balancing a color palette or tree placement — it will coordinate with any room’s normal decor.Make your mantel magicalIf you have a fireplace in your home, the mantel is an ideal spot to bring a little holiday cheer, but don’t make it too complicated.Cotton branches intertwined with silver artificial garland.Choose a statement-making garland to hang or drape across the top. Place some candles on the mantel to light at night, and you’re good to go.Top off your tableThe holidays are a prime time for entertaining, hosting and gathering around the table. So bring seasonal flair to your table with a beautiful garland, which can go a long way as a table runner.A garland made of magnolia leaves and evergreen creates a dramatic table runner.Make the decor as simple as placing a lush garland in the center of your table and mixing in candles for added ambiance.Decorating for the holidays doesn’t have to be a chore. Focus on these three spots, and your home will feel magical and holiday-ready in no time.Photos courtesy of White Buffalo Styling Co.  Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Please enter your comment! The Anatomy of Fear last_img read more

Apply for CSJ Awards to win £10,000

first_imgApply for CSJ Awards to win £10,000 Howard Lake | 13 January 2011 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  16 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of Researching massive growth in giving. The Centre for Social Justice is inviting entries to its annual CSJ Awards from local poverty-fighting organisations and initiatives across the UK.The awards give £10,000 to outstanding “local community-based charities and voluntary organisations that can show they are effective, innovative and compassionate”.Previous winners have been involved in areas such as youth work, alternative education, relationship counselling, street gang intervention, homelessness, and addiction treatment.The closing date for entries is 31 January Tagged with: Awardslast_img read more

State of fundraising in the UK examined in 2nd Charity Benchmarks study

first_imgState of fundraising in the UK examined in 2nd Charity Benchmarks study Tagged with: benchmark Research / statistics  644 total views,  5 views today  645 total views,  6 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis25 2019 has seen a big year on year drop in charities achieving their fundraising budget, with many predicting that fundraising income will stagnate or decline in the short to medium term, according to a benchmarking study by Open and Freestyle Marketing.The second edition of the Charity Benchmarks study, which launched last year, questioned 21 charities including Stroke Association, Scope, RSPCA, Cancer Research UK, and Friends of the Earth. It used a mixture of in-depth interviews with sector leaders, surveys and hard data to examine the current state of fundraising in the UK.Overall, it found an increase in overall gross income – from £1.02bn in 2018 to £1.11bn in 2019, with legacies remaining the biggest income stream, accounting or £291m. In terms of active donors, the majority still give by cash or by regular giving, with cash givers remained fairly constant at just over 1,361m donors. Regular givers however dropped from just under 1,792,000 to around 1,617m.Only 44% of the charities in Open and Freestyle Marketing‘s study achieved their fundraising budget last year, down from 89% in 2018, with just 12% predicting an improvement in their ROI in the year ahead. 56% however predicted an improvement in their net income in the coming year, with 75% confident of an improvement over the next three years.Income growth is predicted in the majority of channels, with respondents only predicting a decline two: raffles and payroll giving. A greater proportion of income is also expected to come from new activity over the coming three years, up from 11% of revenues in 2018 to 21%.In terms of fundraising priorities for the year ahead, 2019 saw a noticeable drop for supporter acquisition, from 37% of fundraising directors listing it in their top four in 2018, to 18%, with a consensus that ‘mass market’ fundraising is undergoing fundamental, far-reaching change with no ‘one size fits all’ method, model or vision.The highest priority was supporter experience / engagement at 38%, followed by innovation and increasing fundraising net income. Despite the prominence of the supporter experience however, only 40% are measuring supporter satisfaction.The study also asked participants about the main challenges currently faced by charities. These included changing consumer expectations over choice, control, convenience and transparency, new competitors through the rise of social enterprises and ‘purpose-led’ commercial activities, and the fundraising environment of new laws combined with a more hostile press and regulatory environment.Added to these were austerity, the threat of Brexit, exchange rate fluctuations, a changing audience, and digital.Fundraising teams look set for a shake-up over the coming year. While, as in 2018, 44% predict growth in their teams, with the remaining 56% expecting staffing levels to remain constant, there was a slight drop in how adequate staffing levels are perceived to be, at 6.1 out of ten, compared to 2018’s 6.8.67% anticipate restructuring their team over the coming year, up from 44% in 2018. In addition, over the next three years, 89% of respondents expect the skillset to change. Those that most need developing, according to the study, are digital, highlighted by 67% of organisations, while 20% pointed to innovation and just 7% to data analysis.The full report is available on request, and Open and Freestyle Marketing are inviting more charities to participate. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis25 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via Melanie May | 19 September 2019 | News Advertisementlast_img read more

Juneteenth celebrated in Houston

first_imgA new page in the proud history of Houston’s African-American community was turned on June 17 when a completely new and newly named park opened on the site of what was the first public park in Texas.The original 7-plus acres for the park — a full square city block — were originally purchased in 1872 by a group of people freed from slavery. The park served as the epicenter for Juneteenth celebrations as well as for many other community events over those 145 years.The Juneteenth celebration commemorates the day that news of the Emancipation Proclamation reached Texas: June 19, 1865 — two-and-a-half years after it was signed — with the landing of Union troops at Galveston Island. The park was donated to the city of Houston in 1916.The $33 million complete redo was facilitated by donations from several foundations. The sight of new street signs on the street which the park borders further sweetened the celebration. They read “Emancipation Avenue.”A jubilant all-day festival was preceded by a community parade in which the Texas Death Penalty Abolition Movement and the Black Panther Alumni Association marched together honoring Carl Hampton, the Houston Panther leader assassinated in 1970, and called for an end to executions, whether by cop or by the state at the Huntsville death sentence facility.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Iowa nurses win fair contract at MercyOne hospital

first_imgSioux City, IowaThe union nurses of MercyOne Siouxland Medical Center ratified a new contract Jan. 29. After rejecting the hospital’s original offer and threatening to strike, they won a fair contract and scored a victory for nurse and patient safety. The nurses, represented by Food and Commercial Workers (UFCW) Local 222, fought during seven months of intense negotiations for a contract with competitive wages and benefits, improved workplace safety and safe nurse-to-patient ratios. Hospital management greeted their efforts with hostility. During negotiations, the nurses were disrespected and intimidated by hospital management, which spread rumors and misinformation about the nurses’ rights and the union’s efforts to help secure those rights. In response to this poor treatment, Local 222 members overwhelmingly rejected the hospital’s “best offer” and authorized an unfair labor practice strike on Jan. 13. “Our community’s caregivers should never have to struggle to provide for their families or tend to their patients, but that is the current reality for hundreds who work at MercyOne Hospital,” a Jan. 13 union statement  explained. “Nor should they face discipline for simply fighting for a fair contract.” As the nurses geared up for the strike, MercyOne finally backed down and agreed to make concessions. The union and the hospital, with the intervention of a federal mediator, reached a tentative agreement on Jan. 23.“I absolutely think our strike authorization vote was the driving factor in getting leadership back to the table to negotiate a serious contract,” MercyOne ER/Trauma nurse Alyssa Rusch told Workers World.Nurses are underappreciated and overworked in a field that’s vulnerable nationally to abuse and exploitation. A high percentage of nurses experience harassment, verbal threats and physical violence, as well as heavy tolls on their mental health. The new contract will increase wages, provide retroactive pay bonuses, improve staffing, protect health care, support fair scheduling and strengthen workplace safety. The three-day voting process (Jan. 27-29) took place at a Holiday Inn, which also hosted Local 222 rallies and other gatherings over the past few months. The tentative agreement passed with 97 percent of the members voting “yes.” “We knew something had to be changed with our organization,” Rusch said, “and we didn’t give up until we made it happen. We were willing to put ourselves on the line to make sure we took care of each other and the community we provide for.”As hospitals increasingly function like profit-driven assembly lines providing costly services, instead of health care facilities to treat those with injuries and illnesses, nurses and other hospital workers are rising around the country to stand up for their rights and the well-being of patients. According to a UFCW 222 statement following the ratification vote, “With today’s vote for a new MercyOne contract that improves wages and benefits, Registered nurses with UFCW Local 222 sent a strong message about the power that comes from nurses standing together.” They won in part because they “received strong support from the Siouxland community through petitions, a candlelight vigil, and rallies.”FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

TCU falls to Georgia in AutoZone Liberty Bowl

first_img + posts Another series win lands TCU Baseball in the top 5, earns Sikes conference award Kramer claims 100th career win Previous articleTCU vs Georgia: “Playing to win”Next articleTCU can’t close in Liberty Bowl – defeated by Georgia, 31-23 Kacey Bowen RELATED ARTICLESMORE FROM AUTHOR TCU rowing program strengthens after facing COVID-19 setbacks Facebook TCU vs Georgia: “Playing to win” Twitter Kacey Bowen Kacey Bowen ReddIt Support for seniors on Senior Day Twitter Caylin Moore: Road to Rhodes Scholar Kacey Bowen Linkedin Facebook Kacey Bowen ReddIt printTCU fell to the Georgia Bulldogs on Friday in a Big 12/SEC matchup in the AutoZone Liberty Bowl, 31-23.Head coach Gary Patterson said that he is proud of his players and the work they have done this season, but ultimately he, as the head coach, takes the blame for the outcome of the game.After the first quarter, TCU found a spark in their momentum, but Georgia came back in the fourth, defeating the Frogs and winning the Liberty Bell Trophy. Kacey is a junior journalism major from Friendswood, Texas. She is a managing editor for TCU360. TCU falls to Georgia in the AutoZone Liberty Bowl. (Sam Bruton / TCU 360) Linkedin Kacey Bowen TCU baseball finds their biggest fan just by saying hellolast_img read more

Moldovan remanded on major fraud operation

first_imgPrint Advertisement WhatsApp Facebook CHARGED in connection with a major credit card fraud operation that has been uncovered in Limerick, a Moldovan national has appeared again at Limerick District Court and remains in custody.Vitalii Pascari, with an address at River Road, Rhebogue, Limerick was arrested and charged in relation to the international operation after gardai seized a “substantial amount of equipment” used for skimming credit and laser cards.Sign up for the weekly Limerick Post newsletter Sign Up Garda were alerted after a freight consignment containing the devices was discovered at a major entry port to the country and 33-year-old Vitalii Pascari appeared for a third time last week at the court.In a history making video link, where a Moldovan interpreter was used, the court heard that the State had seized a bank account with over €16,000 in the name of the accused and an investigation as to any other assets belonging to Pascari had revealed that the account was all that was in his possession.Murish Gavin was appointed as legal aid for the accused man after he was originally refused bail and remanded in custody.Pascari has been charged with eight offences under the Theft and Fraud Offences Act.Gardai discovered the “skimming” devices, as well as a workshop used for the manufacture and distribution of fraudulent credit cards. The devices were similar to those previously placed on ATM machinesPascari was subsequently arrested and charged in connection with the fraud, after what Garda Brendan Stokes noted as being a lengthy surveillance operation involving customs officers and a number of gardai.As a resident with an Irish Passport, Pascari was denied bail after the State objected due to the nature of the charge.A bail application is currently before the High Court and the file is to be sent to the DPP but the State foresees that this will take some time due to the nature of charges before the court.Gardai have alleged that the workshop was used to make false laser, visa and gift cards and it is claimed to be part of an international organisation.The Garda Bureau of Fraud, as well as Interpol, have been offering their assistance as investigations continue into this operation, which was described as well financed and well organised.Pascari was further remanded in custody until March 16 next to appear via video link from Limerick Prison. Emailcenter_img NewsLocal NewsMoldovan remanded on major fraud operationBy admin – March 8, 2011 709 Linkedin Previous articleMuiris Gavin takes over at Dermot G O’Donovan, SolicitorsNext articleO’Gara remains at 10 to face Welsh admin Twitterlast_img read more